Disclaimer
Important information about the use of our services.
Last updated: July 19, 2026
1. General Disclaimer
Loan Point is an independent service provider that facilitates the retrieval of credit reports. We are not a credit bureau, bank, or financial institution.
2. Not Financial Advice
The information provided in credit reports and on this website is for informational purposes only and does not constitute financial, legal, or investment advice. Please consult a qualified financial advisor before making credit-related decisions.
3. Data Accuracy
Credit scores and report data are sourced directly from RBI-authorized credit bureaus. Loan Point does not create, modify, or verify this data. Discrepancies should be reported directly to the respective credit bureau.
4. No Guarantee of Loan Approval
A good credit score does not guarantee loan approval. Loan decisions are made by individual lenders based on their internal criteria.
5. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the content, privacy practices, or accuracy of any linked external websites.
6. Service Availability
We strive for 24/7 availability but do not guarantee uninterrupted access. Services may be temporarily unavailable due to maintenance or issues at credit bureau end.
7. Sample Reports
Any sample reports or scores displayed on this website are illustrative and not representative of actual user reports.