Loan Point Legal

Privacy Policy

Your privacy is important to us. This policy explains how we handle your information.

Last updated: July 19, 2026

1. Information We Collect

We collect personal information you provide including your full name, mobile number, email address, and PAN (Permanent Account Number) to generate your credit report.

2. How We Use Your Information

Your information is used solely to fetch your credit score from authorized credit bureaus, verify your identity, process your ₹50 payment, and deliver your report to your registered email or download.

3. Data Security

All data transmission is protected with 256-bit SSL encryption. We follow RBI-mandated guidelines for handling sensitive financial data. Payment information is processed via PCI-DSS compliant gateways.

4. Data Sharing

We do not sell your data. We share your PAN with RBI-authorized credit bureaus (TransUnion CIBIL, Experian, Equifax) strictly for the purpose of retrieving your credit report.

5. Cookies

We use essential cookies to maintain your session. No third-party advertising cookies are used.

6. Your Rights

You may request access, correction, or deletion of your personal data by contacting us at support@loanpoint.example.

7. Contact

For privacy questions, email us at privacy@loanpoint.example.